Mutual Funds in India | Performance of Funds and Investment

Mutual Funds Investments

The fund management size of particular mutual funds always matter in terms of performance. There are top 10 existing mutual funds in India, which maintains them at top position. When most of the investors were redeeming their equity mutual fund points, these top mutual funds were still attracting the investors for their equity assets

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Investors always choose to invest mutual funds with proven track records and well performing funds. There is rise of minimum 3% comparing to past for equity asset investments. The bigger fund houses were the gainers in 2012.

Indian rupee collection (Photo credit: Wikipedia)

The small town investors should always opt for investing in mutual funds. Investment by small town investors is more secure in mutual funds, since there is very less investment awareness in these regions of country.

With the rising investment from NRI’s, the performance is expected to further rise. As everyone knows that now NRI’s also can invest in mutual funds directly but in Indian Rupees only. They even have to issue banking cheques in Indian Rupees only while sending for investment for mutual funds in India. Its mandatory for NRI’s to mark their investment as “NRI investment” and provide their banking details.

It will be now mandatory as per SEBI guidelines, the fund industry have to spend for investor awareness and education.

Investment through SIP is the best option in the volatile market to invest in infrastructure as this sector promises benefits for long term investment.

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Top Performing Mutual Funds | India

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Mutual Funds in Year 2013

Reliance Mutual Fund (Photo credit: Wikipedia)

Today, debt mutual funds are the best performing mutual funds. The debt mutual funds primarily invest in debentures, bonds, fixed incomes, securities etc for either long term, short term or medium term. The debt funds are low risk funds with higher returns in comparisons to fixed deposits in banks.

Debt funds are easy to liquidate and come with flexible investment terms and withdrawal facility. Investing in debt mutual funds proves to be good investment when interest rates are falling.

Investors who are plans to get returns above bank interest rates and face low market risk can invest in these debt mutual funds. For better returns, invest in debt mutual funds for a period between 3 to 5 years.

Always note that all mutual funds are unstable and are directly exposed to market risk. Also save yourselves from the miss-selling from agents or brokers. Before investing, check the past performance of the mutual fund. If you don’t feel comfortable, study more, and invest only when you are clear and comfortable. The mutual funds schemes don’t provide any guarantee for objective provided in the mutual fund schemes.

Once you become mutual fund savvy investor, you will feel comfortable and easy to invest and will reap the effective and safe returns from mutual funds.

In year 2013 it is expected that in debt mutual fund category Birla Sun Life Medium Term, Franklin Templeton India Income Builder Plan A and Religare Active Income Plan A will be the best performer.

Among the balanced mutual funds, HDFC Balanced, HDFC Prudence, Reliance Regular Saving Balance and Birla Sun Life will be the best performer.

In this blog above all details are provided in good faith but without guarantee. Readers should take advice of their own or experts before investing.

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Mutual Funds | Right time to invest

Investment in Mutual Funds to become Future Millionaires

Mutual Investment

investing in Mutual Funds will all remain the first priority which every fund manager or financial consultant will advice you. Investing wisely in Mutual funds will always provide better returns. I myself invested in various mutual funds and almost received returns of more than 15%.

Mutual funds are managed by highly qualified and experienced professional fund managers and is these managers work for Asset Management Companies. Your money is handled by these Asset Management Companies (AMC) and the money is invested in various bonds and funds along with government bonds and money market.

Its always a right time to invest in Mutual Funds. There is no specific age limit but yes it requires patience and if one waits for certain time period, he / she really will reap the benefit. So you can prepare a target regarding a certain amount of funds required after a certain period. For example, if you require 1 Cr or say US$ 1 million after 10years then how much you need to invest from today every month to achieve the target.

There are various mutual funds available in market and one can choose as per their requirements that in which mutual fund they want to invest.


The main are listed below

1) Equity

2) Debt

3) Money market

4) Hybrid Funds

Beside this, all mutual funds are categorized into Open Ended ( any time you can withdraw) and Closed Ended (fix maturity value).
Those who have interested and want more information can read our blogs or may directly ask questions in the comment box.
We also provide consultancy services for choosing and investing in perfect Mutual Funds matching your needs, for example, whether you are planing for retirement, child eduction, repayments, etc. The returns are totally depend on market.

Some of the books are available on Amazon and you can read those also to get proper view and understanding about mutual funds. You can these books online also.







       




          

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Commercial property investors in India

Business: Invest in Commercial Properties in India

Investing in Property Business

In India, the commercial property investment sector has been growing steadily over the past few years. This growth can be attributed to several factors, including the increasing demand for commercial spaces, the government's initiatives to promote real estate investments, and the changing preferences of investors.
Here are some key commercial property investors in India

Large Corporations

Large corporations in India, such as Reliance Industries, Tata Group, and Mahindra & Mahindra, have been actively investing in commercial real estate to expand their business operations and establish a strong presence in the market.
Real estate developers: Real estate developers, such as DLF, Unitech, and Purvankara, have been playing a significant role in the commercial property investment sector. They invest in developing commercial properties, such as office spaces, shopping malls, and warehouses, and then lease them out to tenants.

Foreign Investors

Foreign investors, including institutional investors and high-net-worth individuals, have been increasingly investing in the Indian commercial property market. They see the potential for high returns and growth in the Indian economy.

Mutual Funds and Pension Funds

Mutual funds and pension funds have been investing in commercial real estate as part of their investment portfolios. They believe that commercial real estate offers stable returns and growth potential.

Venture Capital firms

Venture capital firms have been investing in commercial real estate projects in India. They provide capital to developers and investors to help them develop and manage commercial properties.

Banks and Financial Institutions

Banks and financial institutions, such as HDFC Bank, ICICI Bank, and State Bank of India, have been providing loans and other financial services to investors in the commercial property sector. They see the potential for growth and returns in this sector.

Individual Investors

Individual investors, including high-net-worth individuals and professionals, have been investing in commercial real estate as part of their investment portfolios. They believe that commercial real estate offers stable returns and growth potential.

In conclusion, the commercial property investment sector in India is diverse and dynamic, with a wide range of investors participating in this market. The increasing demand for commercial spaces, the government's initiatives to promote real estate investments, and the changing preferences of investors are driving the growth of this sector.

Contact Us for investing in commercial properties other than commercial offices. We support you to invest in commercial properties like developing warehouses, repair yards, containers storage, etc.
Call or WhatsApp: +91-9745527006

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Best Life Insurance | Terms Plan or Policy

Details about how to select Life Insurance and which one !

Which is the best life Insurance available; this is the major question which, everyone is searching for the correct answer or the adviser. The agents are mainly interested in offering the clients with such insurance policies in which they are getting huge commissions. In most of the cases, the agent dares to fool the clients by committing the certain terms which even the policy issuing company doesn’t cover.

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When I first selected to go with the Life Insurance policy, I was chased by several agents who claimed the policies they are offering to be the best in the market and all of them have advantage without any negative point of the policy they are offering.

The other part is that, most of the clients are not able to either understand the terms and conditions of any policy or they are not interested in reading the huge list of conditions. So they fully rely on the agents who are offering the policy. This makes the agents to win a change and make you go for that particular policy in which they are getting huge commissions.

No agent is interested in offering you the best suitable insurance which is comfortable to your budget and protects you maximum.

Now I will inform you the best Life Insurances in the market in India available and how to select best suitable for you.

The Expert advice is to keep Insurance and Investment separate. If you will look insurance in Investment then, both will cost you much more than expected and same if you are looking for investment in insurance, then also you are losing.

Now once you have made Insurance and Investment “separate” then for the best Life Insurance is go for “TERM PLAN” also commonly known as “Term Insurance”. The agents always want to cut corners while talking about Terms Insurance as the best Life Insurance; Why? Simple they are not getting any commissions.

The beauty of the Term Insurance / Term Plan is that it’s the cheapest insurance (except LIC) and covers all the risk which one is looking for. For example for a Term Insurance / Term Plan which for Rs.40 Lakhs will cost you between Rs. 5000 to Rs. 8000 per year depending on the Policy company and the applicants age and health. While in regular investment plus insurance policy, to cover this amount you may have to pay between Rs.20, 000 to Rs.35, 000 per month.

The money saved after taking the Term Plan / Term Insurance for life, one can invest the remaining money in Mutual Funds or other schemes as pure investment for future.

When you select for Term Plan for Insurance then the money paid to get the insurance is non refundable. It’s same as you are paying for your vehicle insurance and once the year finishes the insurance also finishes and again you have to pay for the Insurance. These payments are known as Premium in commonly.

All Terms Plans / Term Life insurance is available online.

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Investing plans and opportunity in India

In the coming year the investors will be mostly attracted to various investment plans and investment opportunity in India. Gold Investment in India has provided with returns of 30% and stock market returns were around 17% this year.

The highest returns were reported from real estate of about 60% to 100% in the year 2010 mostly in residential real estate sector. With the increase in the prices of residential real estate, it may be possible that the investors will focus on commercial real estate in future.

Banking sector provided with the growth of 6-10% and is expected that it will perform better. Power sector is open with huge investment opportunity and investors can reap high profits in this sector as the demand is expected to increase more in coming years. Further to this, agriculture sector has always been the best choice for the investors as the demand of food and food products are on rise. 

The mutual funds in India are the next options for the investors who don’t want to take risk while investing in India. This is the best investment plan with low investings.

Development of Ports and Shipping is also watched as the best option to invest as Government is planning to invest and boost this sector.

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